NBC Ghana Trust

Contribute Today;
Benefit Tomorrow.

Independent pensions and employee benefits.

Our services Register today

African professionals sealing a pensions partnership with a handshake

NBC Ghana Trust

Contribute Today;
Benefit Tomorrow.

Independent pensions and employee benefits.

Our services Register today

Trusted African advisors building long-horizon investment relationships

NBC Ghana Trust

Contribute Today;
Benefit Tomorrow.

Independent pensions and employee benefits.

Our services Register today

Professional partnership for clear pension governance

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Advisors handing over keys outside a family home

About us

15+ years of domain
expertise & service.

We are an independent employee benefits outfit with no ownership or shareholder ties to any life assurer, asset manager, or multi-manager. Our independence minimizes potential conflicts of interest in supporting and advising our clients, and we have done this strategically for 15 years.

Positive outcomes

We have grown our Assets Under Management to GHc 2.5 Billion through innovation and consistent strategies.

Learn more

Our products

We Redefined Pension Planning.

Tier 3 Pension Scheme

The Umbrella Plan

For medium-sized employers, providing a professional, cost-effective, and well-managed retirement fund can be a challenge. The NBC Umbrella Plan is a powerful solution designed to provide your employees with a world-class retirement benefit without the administrative burden of setting up a stand-alone fund.

Flexible Customer Benefits

Fihankra Provident Fund

For smaller companies and those with unique needs, setting up a “stand-alone” retirement fund can be prohibitively expensive. The Fihankra Provident Fund was designed to address this challenge, offering a professional, cost-effective, and highly flexible retirement funding solution.

Tier 2 Pension Scheme

NBC Gold Master Trust

Retirement can be a major life challenge if not planned for properly. While you are young and working, you have the opportunity to change your circumstances. Once you retire, this becomes much more difficult. The NBC Gold Master Trust is designed to provide a powerful solution, ensuring your financial security and peace of mind for the future.

Our services

Professional services for businesses.

Retirement Fund Administration

Comprehensive and efficient fund administration trusted to manage the retirement savings of over 30,000 members with accuracy, security, and exceptional service.

Actuarial Services

Expert analysis, valuation, and strategic advice from experienced actuaries to help you manage risk and secure the future of your fund.

Benefits Design

Custom employee benefits programmes that align with your company's strategic goals and meet the diverse needs of your workforce.

Home Loan Services

Members can use a portion of their retirement fund balance to secure a home loan for a primary residence, in partnership with a leading mortgage finance company.

View all our services

Five habits that help members stay on track for retirement

From contribution consistency to beneficiary updates, small routines make a lasting difference for scheme members across Ghana.

Testimonials

What our clients say.

Great partner and great service provider. 10 years of your leadership in the industry has really brought so much improvement to members of your scheme. No panics, safety and 100% compliance with the regulations. Keep it up NBC Ghana Trust.

This will be the 10th year of receiving great pension service from NBC Ghana Trust. Indeed, this arrangement has brought some peace and sound mind to the staff and employees of my company. Good engagement with employees, safety of funds and good returns. We look forward to more products from NBC Ghana Trust.

Our team

Expertise you can trust.

Contribute Today;
Benefit Tomorrow.

Contribute Today;
Benefit Tomorrow.

Contribute Today;
Benefit Tomorrow.