Fihankra Provident Fund

A Flexible Solution for Smaller Businesses

For smaller companies and those with unique needs, setting up a “stand-alone” retirement fund can be prohibitively expensive. The Fihankra Provident Fund was designed to address this challenge, offering a professional, cost-effective, and highly flexible retirement funding solution.

Evolving to Meet Your Needs

Initially created to accommodate smaller employee groups, the Fihankra Provident Fund has evolved into a dynamic product with options that provide the same level of flexibility typically found in larger, stand-alone funds. By joining our fund, participating employers can leverage the power of economies of scale, significantly reducing administration costs. You also gain full access to our expertise in benefit design, ensuring the plan is perfectly tailored to your unique requirements.

Why Choose the Fihankra Provident Fund?

The Fihankra Provident Fund provides an array of benefits that empower both employers and employees:

For Employers

• Custom Benefit Design: Choose a benefit plan that is relevant to your unique company requirements.
• Cost-Effective Administration: Harness economies of scale to reduce administration costs without sacrificing quality.
• Simple Enrolment: The process is simple, with no cost to your company for enrolment.

For Members

• Flexible Withdrawals: The fund offers flexible withdrawal options, giving you control over your savings.
• Prestige Client Services: Enjoy prestige client and member services designed to provide you with a premium experience.
• Member Participation: As a member, you have the opportunity to participate in the management of the scheme.
• Higher Investment Returns: Your investment is managed to earn returns that are above Treasury Bills.
• Loan Collateral: You have the opportunity to use your accrued benefits as collateral for a loan.
• Security and Growth: Enjoy the peace of mind that comes with the safety of your funds and the steady growth of your investment.
• Online Access: Our online facility allows you to easily track and monitor your investment from anywhere.
• Optional Insurance Benefits: You can choose to attach group insurance risk benefits, such as death, medical, and accident cover.
• Mortgage Collateral: Use your accrued fund credit as collateral to secure a mortgage facility for a primary residence.
• Official Membership: All participating members are issued an official member certificate.

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